Your trust matters. This policy describes, in plain language, how we handle your personal information when you visit our website or work with us. We collect only what we need to serve you well — and we never sell your data.
Introduction
Verma Wealth & Protection ("we," "us," or "the practice") is operated by Shamil Verma, a licensed Financial Security Advisor and REALTOR® based in Calgary, Alberta. This Privacy Policy explains what personal information we collect through this website, how we use it, and the choices you have. We are committed to protecting your privacy and handling your information responsibly and in compliance with applicable Canadian privacy laws, including the Personal Information Protection Act (PIPA) of Alberta.
Information We Collect
We collect information you voluntarily provide when you use our site, such as your name, email address, phone number, and any details you share through our contact, quote, consultation request, guide download, newsletter, or assessment forms. We may also collect limited technical information automatically, such as your IP address, browser type, and pages visited, through analytics tools that help us improve the site.
How We Use Your Information
We use your information to respond to your inquiries, prepare insurance quotes and consultations, schedule and confirm appointments, deliver requested guides and resources, send newsletters you have opted into, and provide the advisory services you request. We may also use aggregated, non-identifying data to understand how visitors use the site and to improve our content and services.
Cookies & Analytics
This website may use cookies and similar technologies to remember your preferences and to collect anonymous usage data through analytics. You can control or disable cookies through your browser settings. Disabling cookies may affect some features of the site.
Information Sharing
We do not sell, rent, or trade your personal information. We share information only as necessary to provide the services you request — for example, with insurance carriers and underwriters when preparing a quote or application, or with service providers who help operate this website (such as email and scheduling tools), all of whom are expected to protect your information. We may also disclose information when required by law or to protect our rights and safety.
Data Retention & Security
We retain your information only as long as necessary to provide our services and to meet legal and regulatory requirements. We use reasonable administrative, technical, and physical safeguards to protect your information against unauthorized access, loss, or misuse. No method of transmission or storage is completely secure, but we work to protect your information appropriately.
Your Rights & Choices
You may request access to, correction of, or deletion of the personal information we hold about you, and you may unsubscribe from our newsletter at any time using the link in any email or by contacting us. To the extent permitted by law, you may also withdraw consent for certain uses of your information.
Third-Party Links
This site may contain links to third-party websites (such as insurance carriers, scheduling tools, and real estate resources). We are not responsible for the privacy practices or content of those external sites and encourage you to review their privacy policies.
Contact & Updates
If you have questions about this Privacy Policy or your personal information, contact Shamil Verma at shamil.verma@gmail.com or 403-966-2309. We may update this policy from time to time; the date below reflects the most recent revision.